Terms of Service

1. Acceptance of Terms

By accessing or using Money Ko Dashboard (the "Service"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Service.

2. Description of Service

Money Ko Dashboard is a web-based user interface that allows users to log and track their personal finances. The Service interacts directly with the user's personal Google Drive to store data. The Service is provided "as is" for informational and organizational purposes only.

3. User Responsibilities

• You are responsible for maintaining the security of your Google Account.
• Since the data is stored in your Google Drive, you are solely responsible for the retention, backup, and deletion of your financial records.
• You agree not to modify, reverse-engineer, or distribute the underlying code of the Service without explicit permission.

4. No Financial Advice

Money Ko Dashboard is a tool for tracking personal finances and does not constitute financial, investment, or tax advice. We are not responsible for any financial decisions made based on the data displayed in the Service.

5. Limitation of Liability

To the maximum extent permitted by law, the developers of Money Ko Dashboard shall not be liable for any indirect, incidental, special, or consequential damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data (including data lost from your personal Google Sheet).

6. Governing Law

These Terms shall be governed and construed in accordance with the laws of the Republic of the Philippines, without regard to its conflict of law provisions.